This service is currently not available. Please try again later.
One of the UK's leading specialists for yacht and boat insurance
Find your insurance
Report a claim
+44 (0)1752 223656
Monday to Friday, 09:00 until 17:00
Get in touch
+44 (0)1752 223656
Monday to Friday, 09:00 until 17:00
If you have any questions or require advice regarding any of our insurance products please contact us. Our insurance advisors will be happy to help.
Boat Insurance: Find your Optimal Cover
Take the safe course: By taking out the right insurance, you not only protect your own boat, but also yourself against liability for damage caused to third parties. Our bespoke insurance solutions take your individual requirements into account ensuring you always have the best possible protection on board!
Hull Insurance
Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
- Protection against all risks
- Agreed Fixed Value
- New for Old
What our clients say
These questions may help you
Is boat insurance mandatory?
Boat insurance is not legally required for leisure boats in the UK, but it is strongly recommended. While not mandated by law, having insurance is essential for protecting your investment against various risks, such as collisions and weather-related damage. Additionally, if you finance your boat, your lender may also require you to have insurance as a condition of the loan. Many marinas and public waterways require proof of insurance, particularly third-party liability insurance, which covers the costs of damage or injury you might cause to others. In fact, many marinas mandate third-party liability insurance for using their mooring facilities. Therefore, investing in boat insurance not only safeguards your financial commitment but also ensures compliance with many local regulations and requirements.
How much does boat insurance cost per year?
The cost of boat insurance can vary significantly based on several factors. Insurers set premiums according to risk factors such as the owner’s experience, the type, size, and age of the boat, as well as its usage, location, and cruising area. Additionally, premiums are influenced by the potential cost of settling claims. On average, annual premiums can range from a few hundred to several thousand pounds. For an accurate quote that reflects your specific needs and circumstances, contact an insurance provider specialising in boat insurance.
What does boat insurance cover?
Boat insurance typically provides cover for a range of risks:
Protection for your boat: Covers damage to your own boat including incidents like collisions, groundings, theft and other unforeseen events.
Third Party Liability: Protects against legal liability for injuries or property damage arising out of ownership or operation of the boat.
Additional Cover: Boat insurance can also include additional valuable covers such as Personal Accident and Legal Expenses.
Exclusions: Policies vary, so it is crucial to review your cover details and understand any exclusions, such as wear and tear or lack of maintenance.
Can I adjust my boat insurance afterwards?
Yes, you can adjust your boat insurance policy after it has been taken out. Changes to your boat’s usage, its value, or other factors might necessitate updates to your cover. It is important to communicate any changes to your insurance provider to ensure that your policy remains aligned with your current needs and provides the appropriate level of protection.
