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Insurance for dinghies, catamarans and lasers
Note
Applies for private use only
Our specially developed insurance solutions for dinghies, catamarans and lasers, offer optimum all-round protection with exceptionally favourable conditions. Please use our inquiry form!
Your benefits
Our products and premiums for oppies, dinghies, catamarans and lasers
Total loss
The total loss of the entire water sport vessel specified in the policy due to accident, sinking, fire, lightning, explosion, force majeure or theft is insured. Total loss also includes constructive total loss (the necessary restoration costs exceed the fixed tax).
A separate total loss cover can be taken out for outboard motors and trailers, and agreed individual insurance sums for these items will be shown separately in the policy. However, this can only be booked in combination with a total loss insurance for the boat itself.
Expenses for salvage, wreck removal and disposal are also insured in the event of an insured event in excess of the agreed insured sums.Sailing area: European (geographical) coastal waters up to 20nm from the coast (EUCW20). European (geographical) inland waters (EUINL). The waters of Russia, Belarus, Ukraine, Moldova and Georgia are excluded.
Compensation: In the event of a total loss, the sum insured will be reimbursed as a fixed sum according to the policy. The chosen sum insured should correspond to the current value of the dinghy/cat when the insurance is taken out.
Liability
The liability insurance for dinghies, catamarans and lasers with an annual premium of only 44.63 EUR (for oppies with an annual premium of only 29.90 EUR), including fees and German insurance tax, offers the following advantages:
- Regatta risk is also insured
- You will receive an international cover note
- Insured sum for personal injury and/or property damage: 10,000,000 EUR
- Insured amount for financial losses: 6,000,000 EUR
- Maximum compensation for the individual person: 8,000,000 EUR
- Skipper liability insurance for a rented or chartered boat
A separate liability insurance can be taken out for outboard engines and trailers by agreeing individual insurance sums for these items, which will be shown separately in the policy. However, this can only be booked in combination with liability insurance for the boat itself.
Operating area: European (geographical) coastal waters up to 20nm from the coast (EUCW20). European (geographical) inland waters (EUINL).
The waters of Russia, Belarus, Ukraine, Moldova and Georgia are excluded.
Personal Accident
The personal accident insurance for dinghies, catamarans and lasers with an annual premium of only €73.64 (including fees and German insurance tax) insures the financial consequences of accidents leading to disability or death.
It does not matter whether the accident occurs at sea, in the harbour or during a repair.