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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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Yacht Hull Insurance

Yacht Hull Insurance from Pantaenius covers you for total loss and partial damage to your yacht.

Your benefits

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Reliable all-round protection

Our yacht hull conditions cover damage to your yacht, as well as equipment and accessories, resulting from, amongst others, theft, fire, acts of God, sinking, flooding, grounding, collision or piracy.

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Reimbursement without deductions

We will agree a fixed insurance sum with you, which will be reimbursed in the event of total loss without any deduction for actual cash value, so that you are able to afford an equivalent vessel, unless otherwise stated in your quote/policy.

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No excess for you

No excess will be charged in the event of total loss, burglary, transport damage, fire, lightning strike, damage to personal effects and many other events, unless otherwise stated in your quote/policy.

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New for old

If your vessel is damaged and needs new parts for repairs, Pantaenius will cover partial damage without deduction for actual cash value, up to the agreed insurance sum, unless otherwise stated in your quote/policy.

More benefits

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Fast breakdown assistance
Inspection costs included
Abandoned yacht
Construction and material errors
Transport and storage
Salvage? No problem!
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Fast breakdown assistance

Costs for assistance in an emergency, e.g. towing to the nearest shipyard or delivery of fuel and replacement parts, are covered up to a total of EUR 5,000.

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Abandoned yacht

We consider the abandonment of a vessel due to danger to life and limb to be an insured event if your vessel is still missing after three months.

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Transport and storage

Land and river transport of your yacht is covered, as are slipway and crane procedures, winter storage and shipyard and repair stays.

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Inspection costs included

If you have grounded your vessel, the necessary inspection costs are covered without excess, irrespective of whether any damage is established.

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Construction and material errors

Consequential damages resulting from construction or material defects, as well as wear and tear resulting from normal use, are fully covered in the event of an insured peril. Only the damage to the directly affected part is excluded, unless otherwise stated in your quote/policy.

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Salvage? No problem!

Unlimited costs are covered without excess in the event of salvage or wreck removal.

FAQ

I have sold my boat. What happens with my policies?

If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and premium refunded on pro-rata basis upon transfer.

Can the purchaser take over the policies?

The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance proposal, so they can take out new policies.

How is my trailer insured?

Trailers and bearing blocks that permanently belong to the boat are automatically insured under hull insurance.

My trailer is automatically included in the insurance cover, do I need to specify an extra sum?

Yes. To ensure that you have sufficient insurance cover in the event of the total loss of the boat and trailer, a separate additionally insured sum should be specified for the trailer.

Get in touch
Your Pantaenius Crew

Do you have any further questions? Our dedicated staff is happy to advise you in all insurance related matters. Whether you need a quote to insure your yacht or more information on our products, we are at your service!

Michelle van der Merwe
Hattie Nicholson
Georgie Mumford
Victoria Brand
Jessica Barker
PANTAENIUS - a reliable partner
How important is certainty and peace of mind…
50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.