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Yacht Third Party Liability Insurance
Third party boat insurance, as it is often called, provides cover for damages that the owner, guests or crew have caused against a third party in conjunction with the use of the vessel.
Your benefits
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Defence against unjustified claims
Additional sports equipment
Pure regatta fun
Defence against unjustified claims
Legal defence against unjustified claims for damages by third parties is also automatically included.
Pure regatta fun
Our yacht liability insurance covers regatta risks as standard.
Additional sports equipment
Damage arising from the use of dinghies and watersports equipment belonging to the vessel is also insured.
FAQI have sold my boat. What happens with my policies?
If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and premium refunded on pro-rata basis upon transfer.
Can the purchaser take over the policies?
The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance proposal, so they can take out new policies.
How is my trailer insured?
Trailers and bearing blocks that permanently belong to the boat are automatically insured under hull insurance.
My trailer is automatically included in the insurance cover, do I need to specify an extra sum?
Yes. To ensure that you have sufficient insurance cover in the event of the total loss of the boat and trailer, a separate additionally insured sum should be specified for the trailer.
I have sold my boat. What happens with my policies?
If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and premium refunded on pro-rata basis upon transfer.
Can the purchaser take over the policies?
The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance proposal, so they can take out new policies.
How is my trailer insured?
Trailers and bearing blocks that permanently belong to the boat are automatically insured under hull insurance.
My trailer is automatically included in the insurance cover, do I need to specify an extra sum?
Yes. To ensure that you have sufficient insurance cover in the event of the total loss of the boat and trailer, a separate additionally insured sum should be specified for the trailer.