Journal

Boats naturally age, and over time, parts will deteriorate due to regular use and exposure to the elements. This gradual process—known as wear and tear—is inevitable and affects every boat. However, many boat owners are unaware that many insurance policies exclude both the wear and tear itself and also any resulting damage. At Pantaenius, we understand that wear and tear exclusions can lead to unexpected and costly repairs. That’s why we offer flexible insurance options, allowing you to choose either an enhanced policy that covers damage resulting from wear and tear or or a more basic policy that does not. Selecting the right level of cover ensures you are protected in a way that best suits your needs and boating lifestyle.

Not all boats are the same when it comes to insurance. At Pantaenius UK, we’ve found that certain features, maintenance practices and usage can make a vessel either a favourable option for insurers - or a potential risk.

As a proud boat owner, eagerly anticipating your next adventure, your marine insurance policy arrives. As you read through the pages, you are hit by a wave of confusion. The jargon feels like you are in unexplored waters. But don’t worry - we're here to guide you through the complexities of marine insurance.

Inflation fluctuation can sway the value of your yacht. Discover when and how to adjust your insurance coverage accordingly.

Collision - Whether it be with another boat, a log or even a whale… collisions occur A LOT. Collisions are definitely the claim we see most and the damage suffered as a result can range from minimal to extreme. You may be lucky enough to get away with a scrape but you could also end up with a decent sized hole or may even find yourself being held responsible for the damages to another person’s boat or property.

As any skipper knows, it only takes a moment of inattention or one misjudged manoeuvre for an incident to occur.

As a freelance professional skipper working on various boats, do you need insurance? If you don’t want to leave yourself vulnerable to being held personally liable for potentially sizeable claims then protection is a must. That’s where our Skipper Third Party Liability insurance comes in.

Arrive, unpack, enjoy, leave – nice! If only it could be like this at the beginning of a charter trip! But before you can relax into your holiday, it’s important to check the boat thoroughly and instruct the crew.

Lifting operations pose a high level of risk and ask for cautiousness from the cranage operator swell as from the boat owner.