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Motor Yacht Insurance
Motor Yacht Cover Plus by Pantaenius – Our Broadest Insurance Cover
Protect your vessel against the unexpected: Our comprehensive motor yacht insurance offers far more than your average insurance. The Pantaenius Motor Yacht Cover Plus policy is your ideal insurance solution – after all, we are one of the UK's leading boat insurance specialists with more than 100,000 satisfied customers worldwide.
Insure your Motor Yacht
Find the right insurance cover in just a few steps. Getting a quotation is easy. Simply complete our online enquiry form and leave the rest to us.
Comprehensive or Third Party Liability only cover options available
Always available in case of a claim
Many boats can be insured online
Pantaenius Motor Yacht Cover Plus Insurance – What is Included?
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Agreed Fixed Value
Wide Range of Excess Free Claims
The Most Comprehensive All Risks Cover
Wear and Tear
Corrosion and Electrolysis
New for Old
Additional War, Strike And Confiscation Cover
Higher Limits for Breakdown Assistence
Agreed Fixed Value
An Agreed Fixed Value policy meaning the sum insured is fixed and cannot be challenged or averaged in the event of a total loss claim.
The Most Comprehensive All Risks Cover
All Risks policy offering our most comprehensive cover and higher limits as standard.
Corrosion and Electrolysis
Cover for loss or damage to your motor yacht resulting from electrolysis or corrosion, with only the failed part excluded.
Additional War, Strike And Confiscation Cover
Option to extend cover to include War, Strike & Confiscation
Mechanical Breakdown of Engines
Cover for mechanical breakdown of engines and machinery up to 5 years of age, with only the failed part excluded (limits apply).
Wide Range of Excess Free Claims
No policy excess on a wide variety of Hull claims including fire or theft following violent and forcible entry.
Wear and Tear
Cover for loss or damage resulting from corrosion and electrolysis with only the cost of the failed part being excluded.
New for Old
New for Old cover as standard on all parts and materials up to 10 years of age with an option to remove age limits.
Higher Limits for Breakdown Assistance
Covers emergency assistance and towage as standard, up to £10,000.
Motor Specific Benefits
Cover for damage to engines and machinery caused by misfuelling or by contaminated fuel and cover for loss or damage to fuel.
Get a Quotation Today and Benefit From Our Most Comprehensive Cover
Specialists by trade, enthusiasts by nature. As one of the UK’s leading motor yacht insurance specialists we constantly review and develop our insurance products to ensure the meet the changing needs and aspirations of yacht owners and remain at the forefront of the marine insurance market. Our policy is to arrange comprehensive cover that brings together effective solutions for your individual needs.
To enjoy the peace of mind a Pantaenius policy can provide why not receive a quote today or if you’d like to discuss your individual insurance requirements with one of our friendly members of staff please call (0)1752 223656.
Do I Really Need Insurance For My Motor Yacht?
Insurance helps you protect yourself against risks. The types of insurance that you need will depend on what you need to protect. Boat Insurance can typically be split into two types, Hull and Third Party Liability. We generally recommend that boat owners insure themselves against both the liability risks arising from the use of their own boat (Third Party Liability) and loss or damage to the boat itself (Hull). You may, of course, decide not to take out a Hull Insurance and fover the financial consequences of any damage to the boat yourself. In these cases, we would recommend, as a minimum, you take out Third Party Liability insurance.
Insurance for Motor Yacht Owners: The Most Important Policies
Motor Yacht Hull Insurance
This type of insurance protects you against costs arising from loss or damage to your motor yacht. The Pantaenius Motor Yacht Cover Plus policy is based on an Agreed Fixed Value and offers the most comprehensive cover available in the UK and covers your motor yacht against all risks including cover for mechanical breakdown, damage caused by misfuelling and loss or damage to fuel, all included as standard. With an Agreed Fixed Value policy, the value of the boat is agreed between insured and insurer right from the start and that’s what is covered in the event of a total loss whereas some insurance providers will only offer market value or reserve the right to replace the marine vessel with a similar one. Most boat hull insurance policies will have an excess. An excess is the amount you agree to pay towards any claim you make. Amounts differ from policy to policy as does the application – so if comparing two policies, one possibly with a higher excess than the other, look to see what type of claim it does or does not apply to.
Motor Yacht Third Party Liability Insurance
Unlike with motor, there is no legal requirement to have marine Third Party Liability Insurance. However, having this type of insurance for your motor yacht makes sound financial sense as it will protect you against any third party liability for injury or damage caused by you or your motor yacht. The consequence of damaging a jetty, blocking a channel or water pollution can quickly bring a significant financial burden should you not have the appropriate insurance in place.
